Financing / Leasing or Purchase Options
Struggling to purchase that special piece of jewelry? We've got you covered! Our financing options make it easier for people with good credit and those without any/bad credit to own the dazzling pieces they desire. Don't worry, we're here too help - our third-party companies take care of rates, payments and defaults while giving you greater flexibility when making your purchases.
Online and in store Financing/Leasing options our available through Synchrony Financial, Klarna, Affirm, Afterpay, as well as American First Finance.
Synchrony Financial (In-Store Only)
• For 650 and up credit score on average
• Up to 10,000 Approval
• Up to 18 months interest free financing
Affirm (Available in store and online)
• Does no hurt credit score to check for approval
• Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Afterpay (Available in store and online)
• Allows to split payment into multiple months without charging any interest.
Klarna (Available in store and online)
• For good or bad credit allows split payment options
• Does not hurt credit score to check approval
• Application process is through our shopping cart.
• Standard 9.99% apr or options available up to 36 months interest free financing.
Paypal Credit (Online only)
• For good credit
• 6 months interest free financing
• must have or create a PayPal account
• You must apply first then check out through our cart
• Application for paypal
American First Finance (In-Store only)
Get it now. Pay over time. No credit needed.*
- Approvals from $300 - $5,000*
- Fast & Easy Application
- Quick Lending Decision†
*Approval is possible without a credit score, but credit will be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. Products may vary by location.
† Decisions may take additional time and not be same day, including if more information is needed to complete an application.
For lay-away please speak with a sales associate in the store for details or give us a call.
Questions?
Email us at info@lirysjewelry.com
or
Call us at (813) 888-8590